Our Family of Brands

About Independence Pet Group

Independence Pet Group, Inc. (“IPG”) aims to strengthen the unique bond between pets and their people through a family of innovative products and services. It offers a comprehensive range of underwriting options, turnkey partner solutions, breeder services, and consumer-facing insurance products and pet care applications through its wholly owned subsidiary, Independence American Insurance Company* (“IAIC”), a leading provider of underwriting services to the pet insurance sector, licensed in all 50 states and the District of Columbia. 

*Hartville Pet Insurance, Pumpkin Pet Insurance, and ASPCA Pet Health Insurance products currently underwritten by United States Fire Insurance Company.

Our Insurance Products

Our products are designed to be customizable because we know that each pet is different and deserves coverage that meets their unique needs. We offer Accident & Illness coverage, optional add-on Hereditary coverage for inherited or congenital chronic conditions, and more. We also offer wellness plans to ensure timely annual well visits for preventive care and early detection of potential issues.


Accident & Illness






Pre-Existing Condition Coverage

Known for innovation, our PetPartners, Inc. brands are the first in the industry to offer coverage for pre-existing conditions* after 365 days of continuous coverage, included in our standard Accident & Illness plans, as well as Breeding Coverage for conditions or complications related to breeding, pregnancy, whelping, or nursing. We also recently introduced a market-leading true group pet insurance product (underwritten by Independence American Insurance Company) offered through payroll deduction for the employer market.

Our goal is to provide products that are more accessible and transparent as consumers become familiar with the need for and value of pet insurance.

*Not available in all states.

Why Pet Insurance?

There are 151 million pet owning homes in the U.S.
Yet, just 2% of pets are insured
Pet care is a $110 billion dollar industry
$33.2 billion of that is spent on veterinary care
Pet insurance is one of the fastest growing segments
Annual average growth rate of 24% from 2016-2020

That’s where pet insurance steps in.
Policies are built to help protect pet owners’ finances and ensure they can provide the best care for their four-legged family members. We know the human-animal bond is magical and your pet deserves the best.

Source: National Association of Insurance Commissioners, Aug. 25, 2021, NAIC.org
North American Pet Health Insurance Association, State of the Industry 2021, naphia.org

Contact Us

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